Saturday, March 28, 2020
What Students Like About the Science Tutoring at Johns Hopkins Program
What Students Like About the Science Tutoring at Johns Hopkins ProgramMore students are taking advantage of the Science Tutoring at Johns Hopkins program to learn about science. They find that the classes they take through the program are extremely engaging, and they get a thorough grounding in both the theory and practice of the sciences. The program also allows students to further their careers and advance their careers as well by getting a master's degree from Johns Hopkins in a field that is related to the type of science that they are studying.This is one of the most unique programs at Johns Hopkins because of the emphasis on career advancement. Students are placed into two major types of classes for the coursework, which can be chosen based on their interests. Many students find that they like to study the science of plant biology, as this is their main interest and they enjoy the environment of a small rural school with an educational bent.At Johns Hopkins, they work closely w ith the Natural Resources Research Institute to see that every student has access to an outdoor laboratory, and that students enjoy the outdoors at all times. Many students also have access to other resources like computers, which allows them to learn at their own pace. The classes are not large or formal, and they tend to include fewer assignments than more traditional courses. This allows students to explore and learn in a more interactive environment.Because they are already familiar with the research center, the courses tend to be more complex than the general student population in the class. The way the University sets up their classes is very different from most other schools, and therefore the students will find that they get a more thorough grounding in science. They will also discover a love for learning about science, while also having a very beneficial application for the medical community.Scientists are greatly appreciated at Johns Hopkins, and many of the students who p articipate in the ScienceTutoring at Johns Hopkins program will be able to continue their education at a later date by obtaining a master's degree. For those who may be interested in pursuing a career in medicine, this is one of the best fields for a study in science.There are many different options available to students who choose to continue the studies at Johns Hopkins after the coursework has been completed. For those students who are interested in continuing their education in this area, these options include an online master's degree from Johns Hopkins, as well as continuing their education through research-based classes at a larger university.If you are interested in continuing your education in the science of plants, this is one of the best choices available. The amount of time that it takes to complete the program makes it highly desirable, and students will be glad that they had taken advantage of the program when they finish. For students who are looking for a challenging and hands-on degree, the Science Tutoring at Johns Hopkins program is an excellent choice.
Friday, March 6, 2020
U.S. Parents Participate in the Education of their Kids
U.S. Parents Participate in the Education of their Kids American education does a lot to make every teacher and every parent understand the need for parental involvement in their educational process. Historically the role of parents in American school has been changing. And up until 1960 the prevalent opinion was that parents should not interfere in the work of the school. Some of the reasons for this situation was: the low level of education of many parents, their fulltime work, etc. In the seventies and especially in the eighties a movement for engaging parents in school affairs rose up. Modern parents are interested not only in family financial support, but also in the rise of academic achievement of their children and the development of positive self-esteem. Statistical studies conducted in the early 90s, proved that the development of school reform in the U.S. is slowing down due to low parental involvement in childrens education (89% of people involved in school reform, called it the main reason). Not only were teachers dissatisfied with such state of affairs, but also parents (40% of them said that they pay poor attention to the education of their kids, and 80% expressed their desire to participate actively in the work of the school) and children (72% of children aged 10-13 years and 48% aged 14-17 years indicated that they would like to talk more with parents about school, 82% of high school students believed that parents should be actively involved). Parent Enabling Policies for States, 1991, was trying to convince teachers that: · Parents have the right to take part in the selection of programs, methods and forms of education for their children, · Parents know their children better than anyone else, and this position can help professionals (teachers and psychologists) in their work, · Good parents and good teachers are equally important for the development of children, · Sometimes parents need help, additional knowledge on how to deal with children, and the teacher can help parents in that task. Here are some of the principles of working with parents, that have been formulated by the Department of Education of the State of New York (Parent Partnership, 1991): 1. Each family is unique in its way to support a child and collaborate with the school and the community. The uniqueness of the family should be respected. 2. Family, community, school they all play an important role in supporting and developing childâs mind. The basis of their partnership is trust, confidentiality and mutual respect. Participation of parents in their childrens education is to be welcomed. 3. The main task of any teacher is to provide social and emotional support to parents, a mutual exchange of information, strengthening and rainforcing parent-child dialogue, the involvement of parents in the education of the child in school and at home and support for children in further education and professional growth. 4. Establishing equal relations among school and community are not possible without the establishment of personal relationships between parents and teachers as well as between teachers and students. Some booklets describe the simplest steps to help reach out to parents. An example is the questionnaire for school personnel (adapted version) (The Parent Institute: Whats working in parent involvement, 1993): Are we friendly with parents? Is it easy to get to school? Is it easy for parents to find a teacher, head teacher and the office of the principal? Is the school open for meetings, supplementary education courses for parents and students, etc.? Do we know how to talk to the parents on the phone? Is the entire school friendly with the parents? Are we educating parents? Are we making open consultations or workshops for parents on childrenâs homework, discipline, motivation, etc.? A. Henderson in one of the teachers guide (North Central Regional Educational Laboratory, 1990) underlines that in order for the child to be successful in school, and then later in life, the most important thing is not his IQ, income, or social status of the family, but how his parents are involved in his (or her) education. In order to support parents in this difficult and long process, there are some of the rules for the school staff: School staff should be familiar with each child. Class instructor(leader) must regularly interact with students in the class, The teacher must personally contact each family in her class at least once a month (by phone, in person or at school events) Parents should at least once a month be able to come to school. In addition to meetings, it may be holidays, open day, volunteer work, picnics, etc. For parents who want to participate in the life of the school, the school doors should be opened at any time. They can attend classes, talk with teachers and the administration and use the library and the cafeteria, etc. Also there are some guidelines and recommendations for teachers to develop contacts with the family and real life in the school. For example family photos that children bring to school, interview family members, works on the participation of family members in various events, etc. Teachers can assign homework that is not possible without the participation of the parents in order to develop the role of parents in their childrens education and to strengthen the school community. Of course, the problem of getting parents to actively participate in the learning and growth of children in the U.S. has not been solved completely. But the principles underlying it, the presence of the legal framework, the theoretical and statistical studies of various kinds of training programs and manuals, a variety of recommended methods and ways of working, as well as its intensity indicates a greater probability of success in the actual practice of the school.
6 interview tips that will get you the job - straight from a teach abroad recruiter
6 interview tips that will get you the job - straight from a teach abroad recruiter So the date for your teach abroad interview is set - itâs time to make your mark! While competition can be fierce, thereâs no need to stress. Here are a few of my tried-and-tested tips to make sure that you stand out from the crowd during your teaching job interview. Psst: Before you can ace your interview, you actually have to get the interview. Check out these posts for tips on getting your application in top shape: Why you need to complete your teacher profile Tips for taking a great profile picture 1) Research the school and position you're applying for. This doesnât mean that you need to be a subject matter expert, but a familiarity with the hiring school or program will smooth out the process. Check out the school website or profile on Teach Away, as well as any social media accounts they might have. This will give you a good idea of their mission and values, which will help you figure out the type of teacher theyâre looking for. It will also help you narrow down the themes you might be asked about - popular topics you might be asked include a lesson plan, how you communicate with parents, your classroom management style, are all likely to crop up over the course of your interview. You can also avoid embarrassment by looking up how to pronounce the country name ahead of time. Knowing which continent is on is also a must! Also know what topics to avoid - the last thing you want is to unwittingly offend your interviewer. For example: Discussing a Christmas lesson would be inappropriate for a school in the Middle East. 2) Talk about what you do, not what youâve studied. What makes your class your class? Itâs easy to rattle off some education buzzwords, but being able to confidently and concretely explain how you use those practices in your classroom is interview gold. Expect teacher interview questions that explore your experience with classroom management and differentiated instruction as well ESL and subject-specific teaching strategies and be ready to answer confidently, drawing on specific examples. 3) Tell brief, but personal, anecdotes. Itâs worth keeping a mental folder full of past anecdotes and teaching experiences that show your strengths as an educator. Donât be afraid to make these personal. Share something youâre proud of or a funny (but appropriate) classroom incident, to stand out in the interviewerâs mind and let them get to know you. While they want to get to know your teaching history, they also want to get to know you as a person. You might get asked to tell them more about a teacher who personally inspired you or what made you decide to become a teacher in the first place. Not only is this an opportunity for you to shine - emphasizing your shared passion for education will also also forge a stronger connection with the interviewer on the other side of the table. 4) Donât shy away from a little self-reflection. Thereâs nothing wrong with admitting you donât have experience in a certain area, especially if you can logically follow up with why it wouldnât hold you back. Turn that negative into a positive! If you get thrown by a question, itâs perfectly fine to ask for a moment to consider your answer. And if you find yourself really stuck, be honest rather than try to ramble your way through an answer. Speaking of rambling... 5) More isnât always better. Itâs a good idea to practice some self-editing before your interview. Succinct and concise answers are easier for an interviewer to process. Youâll want to tie your answers back to your skills and accomplishments by providing examples of results youâve achieved in the classroom. Try to limit answers to only a few sentences, though - unless you are prompted for more, or the topic is more involved. 6) Be willing to accept feedback. As teach abroad recruiters, we want our applicants to succeed and will work with you to help your chances. Hiring schools abroad are looking for best fit and want to be sure that they hire the candidates most likely to succeed and stay at their school for the longer term. If youâve followed these job interview tips, youâre in great shape to nail your next interview and get that dream teaching job offer. If you receive coaching or notes on your responses from us before the interview, it is not meant as personal criticism of you as an educator, but rather an opportunity for you to refine your application. This might seem like a lot to absorb, but thatâs what practice interviews are for. Sit down with a trusted friend or colleague and work through the above tips. Sign up to Teach Away today for access to the latest teaching jobs around the world. Try not to memorize your answers, but get comfortable speaking candidly - your interviews might try to throw you curveballs to see how you react. Wowing them with your knowledge and poise will get you that much closer to your dream teaching adventure abroad. Best of luck with your application!
Thursday, March 5, 2020
Costa Mesa Tutoring Tips Elementary School Math - TutorNerds
Costa Mesa Tutoring Tips Elementary School Math - TutorNerds Costa Mesa Tutoring for Elementary School Math Costa Mesa Tutoring for Elementary School Math Parents of students in elementary school often overlook the potential of early math tutoring. At these grade levels, the math being learned is often seen as too fundamental and memorization-based: counting, numbers, digits, addition, subtraction, multiplication, etc. It might seem that private Costa Mesa tutoring is unnecessary to learn this material that everyone gets through together in elementary school. After all, for the most part, there isnât as much pressure or emphasis on grades, standardized test scores, and honors or remedial classes until they get older. Isnât it better to wait until they are in a more advanced class like algebra before tutoring can really help? It isnât. This way of thinking is prevalent but wrong. Early math tutoring by an experienced private tutor can lead to improvements in quantitative skills and mathematics grades for the rest of their educational career. Here are three reasons why this early tutoring is so vital. The Fundamentals Never Go Away The mathematics that children learn in their first few years of school will continue to be used for the rest of their math classes and the rest of their lives. These fundamentals are just that: fundamental. This material sets the foundation for all future math skills and learning. There will never be a single lesson in their classes from this point forward that does not include the math that they are learning now. So, what are these fundamentals? Well, of course, we have topics like numbers, counting, and estimating. There are also early operations like addition, subtraction, multiplication, and division. Other topics like shapes, geometry, spatial skills, problem-solving, and word problems are learned in elementary school. And, importantly, there are introductions to fractions, decimals, and percentages. When tutors help and evaluate students in middle school, high school, or even college, a lack of expertise in these fundamental skills is often a significant factor holding them back. Being able to quickly and correctly do basic operations and times tables (remember âmad minutesâ?); understand and work with fractions, decimals, and percentages; and confidently solve math questions in their head (or at least, without a calculator) are all issues that plague students who struggle with math. How many adults do you know who still say that they canât do fractions, or canât solve math problems in their head if itâs more than one digit? Costa Mesa tutoring at this time solves those problems before they become problems. Some of the processes used to help students become experts in these topics might simply not be effective for your students. Or, the material isnât learned as well as it could be. Or, the teacher(s) donât prioritize the right material that your student will need for the future. Whatever the case, becoming an absolute expert at these early number manipulations is a huge advantage for students going into their next years of math, and it is often an advantage that continues to keep them on top and is a skill that continues to be valuable. Math Confidence is Key to Success and Self-Esteem A large contributor to many students not enjoying math or not doing well in math is a lack of confidence in the material. When they are always learning new things, it always feels difficult and challenging. It is easy for many students to start thinking that they arenât good at math at an early age. This feeling can stay with them, and it can lead to a dislike of mathematics and mathematical fields, as well as disinterest in the classes which will make it more difficult to do well. One way to help boost math confidence is to build it early on. Experienced math tutors know what is important and they know what will be coming next for the student. A private Costa Mesa tutor can help your students master what they are learning now and prime them for future material. Learning some of the material with a private tutor is very effective: they can be more engaging with your student, cater to the ways that your student learns best, and revisit confusing parts while accelerating the easier parts. It is clear that most students respond very well to private lessons from an experienced math tutor. What this priming and preparation does is it then makes the student much more experienced in confident in class. They have already mastered some of the material and practiced others that the teacher hasnât taught yet. For many students, they get to experience this for the first time when a tutor gets them ahead of schedule in middle school or high school. The happiness, confidence, and relief from the stress of being ahead of class instead of behind can be an exuberating mentality shift for students who have never felt this confidence before. Much joy in mathematics has been sparked by simply being in a position where the student is no longer confused and stressed. Even better than trying to fix confidence is to provide it from the first place. Help your students excel at early math and take that success and self-esteem with them to higher levels. You never know what problems you might be avoiding altogether by being proactive with tutoring. Guaranteed to Stay on Track and Not Fall Behind Math classes tend to build upon prior math classes. This is true for most subjects, but it is most obvious and most prevalent in mathematics. Difficulty or poor understanding of one math class often leads to more difficulty and worse understanding in the next classes. This effect can build on itself, and it creates a slippery slope of math success that is easy to fall off from just one poor class. Similarly, some math fundamentals need to be mastered in order for a student to be successful in the future. Unfortunately, most of these fundamentals are never revisited â" meaning that if they arenât learned and mastered early enough, it will mean problems in the future. These issues make tutoring much more difficult in the future when a student might really need help. A tutor can often diagnose some of the deficiencies in a studentâs math knowledge that are leading to their problems in a class. The problem is that is often almost impossible to go back and revisit, reteach, and master so much older material while still learning the new material well enough to get a good grade. This often leads to tutors having to perform âdamage controlâ with a student where strong understanding and true knowledge must be sacrificed in order to prioritize the memorization required to help the student improve their grade in time. This type of tutoring is often only a temporary band-aid for a problem that needs much more work to truly fix. However, it is often all that is possible with the time available. You can avoid this with early tutoring and setting your student on track from the beginning. A tutor will catch if there are ever starting to slip off and can help fix the problem and move forward before it has been too much time. Many students in high school and beyond who have math tutoring also would require lessons of material that they failed to understand or master from back when they were a child to truly fix their math problems. The problem is that it is too late for them to really fix it. An experienced tutor can fix this by working with your student while they are learning some of the most important math skills in their childhood. Book your in-home Costa Mesa tutor today! Michael C. is currently a private math, science, and standardized test tutor with TutorNerds in Irvine and Anaheim. All blog entries, except for guest bloggers, are written by Tutor Nerds. Are you an education professional? If so, email us at pr@tutornerds.com for guest blogging and collaborations. We want to make this the best free education resource in SoCal, so feel free to suggest what you would like to see us write.
How an Irvine Tutor Can Help with College Applications
How an Irvine Tutor Can Help with College Applications An Irvine Tutor Can Help with College Applications Part I An Irvine Tutor Can Help with College Applications Part I Many students and parents are familiar with tutoring for classes and tests. It is very common for tutors to work with students to help them pass a class or get an A or to improve their score on a standardized test. For many students and parents, these are the important areas to improve to have a more competitive college application or resume. After all, test scores and GPA are the only things that matter, right? Wrong. There is much more to college applications than just your ânumbersâ that the college will see. However, students and parents tend to only focus on these numbers when it comes to tutoring. School searches, personal statements, essays, resumes, and recommendations are all other extremely important aspects of a studentâs college applications. These areas can be the tipping point for many students on the cusp of acceptance to their top choice school â" or finding the best schools for them in the first place. If a school is looking at applications where many students have similar grades and test scores, the only things that can make you stand out are the more personal and unique areas of your application (our private Irvine college admissions tutors are the best in SoCal). Letâs talk about some of the ways that an experienced private tutor can help with this process. Applying to the Right Schools One of the often-overlooked aspects of the college application process is finding the right schools to begin with. There are over 5000 colleges and universities in the United States, yet most students usually feel pigeonholed into a few common nearby schools. There is nothing wrong with attending your local community college or state school, but for many students that shouldnât be the end of their search. An experienced private tutor knows more about the school searching process than you do. They can look at your credentials, your preferences, and your goals to help find schools that match for you. They can make recommendations and even help you decide what you might like and what you might want to look for. They can also give you a good idea of what schools you stand the best chance of being accepted into. Statements and Essays A very significant part of a college application is the qualitative information and writing samples. Colleges want to hear your voice and your values. They also want to see how you write and how you present yourself and your opinions. Your individual writing can make-or-break your overall application. You have a very limited space to explain who you are and to do so with quality and compelling writing. A tutor can help guide this process and help edit this writing sample. They can also give insight into what the admissions officers may be looking for in applications, and how you can strive to stand out from the crowd in a positive way. Book your private Irvine college admissions tutor today. Michael C. is currently a private math, science, and standardized test tutor with TutorNerds in Irvine and Anaheim. All blog entries, except for guest bloggers, are written by Tutor Nerds. Are you an education professional? If so, email us at pr@tutornerds.com for guest blogging and collaborations. We want to make this the best free education resource in SoCal, so feel free to suggest what you would like to see us write.
The Structure and Properties of a Chemical Molecule
The Structure and Properties of a Chemical MoleculeChemicals are mostly made up of chemicals, and one could look at the chemical structures and properties to understand the chemistry structure and properties. The chemical structure can be changed and found to have an effect on the properties, and this is why there are chemicals in existence. Chemistry has been around for many years and it is one of the oldest sciences that we have, and indeed, the oldest of the sciences.The structure of a chemical takes the form of a carbon atom, and the carbon is linked to three or more oxygen atoms, forming what is known as a covalent bond. A chemical compound is the combination of a number of molecules, for example hydrogen and water or a number of gases and nitrogen. Some molecules can be very large in size such as water and some substances can be very small such as the size of a cilia within the body of a single cell.A number of chemical compounds can be mixed together to make compounds. One of the basic chemistry processes is the process of combining a number of elements or chemicals to make a compound.A number of scientists believe that the chemical properties of the atoms are controlled by the way that they are arranged. As the atoms of any given element are arranged differently, the different chemical properties of the atoms will be different and this is the basis of the differences between the properties of two identical chemicals, as for example two identical amino acids will have different properties.Carbon bonds are formed from a number of different atoms in a chemical compound. The atoms that form the carbon bonds have to be arranged in such a way that when they get pulled together by the pull of gravity, the atoms will rub along and cause them to break apart.Another common property of molecules is that if two elements or molecules have very similar properties, there will be a stronger attraction to the molecules rather than repulsion. When you mix two molecules w ith similar properties, the more stable one will tend to stick to the other and this is what creates that attraction. This is known as chemical bonding and is the basis of the chemical bonding that is involved in the chemical compounds that exist in nature.The best way to understand how molecules form a molecular bond is to think about how an atom takes the shape of a crystal. Every atom of an element is made up of a number of electrons which attract and move towards each other and this is how the crystal is formed. In this case, the chemical bonds that are formed are what create a crystal, and this is how chemical bonds form. Chemical bonds are responsible for the chemical properties of molecules, but the chemical bonding process is also involved in the chemical bonding that is involved in the chemical compounds that exist in nature.
Are You Searching For a New Job?
Are You Searching For a New Job?A tutoring service in Dallas Texas can be one of the best ways to save money while increasing your knowledge. An excellent quality career opportunity is almost always a rewarding venture. It is no secret that a good education, with a good job and with a promising future, is a necessity for most people who enter the workforce.Tutoring a number of students at once is a great way to help manage both the financial aspect and the mental side of a learner. It is very common for many companies to outsource some of their tutoring needs to a tutor. This is especially true in the areas of finance and education where there are lots of opportunities.When an individual is looking for a job, this is a tremendous way to get to know the company and then get a closer look at the qualifications of their potential employees. It is not unusual for an employer to hire someone from a reputable tutoring company for many positions. The process is extremely simple, as the empl oyer simply hires a tutor and pays them directly from the company's bank account.This may sound like a very convenient way to do business but the employer may find themselves making some pretty huge mistakes. When you do this, the client and the tutor often have very different expectations of the other. In the majority of cases the tutor will be found to be a higher quality teacher than the employee hired directly from the company.Most business owners realize this. They are more likely to use a full service tutoring company to educate their staff rather than using a single individual tutor to teach one to a whole class of people. When you tutor several different students at the same time you begin to learn a lot about the company and its practices.As a resourceful person you will learn things about their administration, their employees, and their workers in general. This can be quite helpful when looking for a new business or employment.There are also things you may learn about the potential employee while doing this kind of work. The better the tutor you have the more information you will have on them. You might have just gotten to know them and now the time has come to make a decision on whether or not they are right for you.
How to Gain Leadership Experience Before Your MBA Program
How to Gain Leadership Experience Before Your MBA Program When applying to business school, there are certain boxes you need to check off to demonstrate why you are an excellent candidate. Admissions committees are looking for transferrable skills and examples of using these skills that demonstrate your ability to succeed in the future. Your GPA, transcripts, and GRE or GMAT scores show that you can handle the work in the classroom. Your recommendations show that you can build the professional relationships you need in your career. And your essays show that you know what you want to achieve through an MBA program. But what about leadership? How can you gain leadership experience before your MBA program? If you havent accomplished something amazing, like conducting a symphony orchestra or directing a mission to Mars, it may seem impossible to write a great resume for your business school application. There are many measures you can take, but here are three simple ways to gain leadership experience before your MBA program. Launch a project at work Besides performing your best at work and earning a promotion, how can you show you are a leader at your company? One way is to propose a new revenue generator, either from future or existing clients. This initiative conveys to the management of your organization that you are a forward-thinking professional committed to increasing your companys success. Additionally, you could suggest an internal program, like pulling together the collective knowledge of your fellow team members to streamline staff recruitment, or implementing an employee development series to increase staff retention. Executing even a small venture at your place of business can show an admissions committees that you have the drive to succeed in an MBA program. Volunteer Your job is not the only place you can put your leadership skills into action. Participating in extracurricular activities can provide opportunities for you to manage and persuade other individuals. Coach in a youth basketball league. Chair a philanthropic committee for a cause that holds significance for you. Campaign for a seat on your citys council or, run someone elses campaign. Along with finding new ways to get involved with your community, take a look at how you have already made a contribution to those around you. Relate your previous leadership experience in college or in your current career to the future leadership goals you have for your MBA program. Did you hold positions in organizations during your undergraduate years? Do you currently work on the alumni board of your college or high school? Show how you would be similarly committed to your business school after graduation. Discuss your interest in the schools existing clubs or propose new projects you would like to launch. Your plans should be based specifically on your research of your target MBA program. Lead your own organization Instead of contributing to your community through an existing association, start your own. For instance, create a group on Meetup.com based on your interests. Start a professional organization, possibly with an MBA theme. Organize a regular trivia night that benefits a local charity. Its a great way to develop leadership skills and meet new people at the same time. You could also start your own business, likewise based on something you enjoy. Entrepreneurship is not for the faint of heart, but its risks can be worth the reward. Whether youre consulting for executives, instructing graphic design classes, trading commodities, or selling homemade jam online, running your own company can teach you about areas of business you never considered before. It may also set you apart from other MBA applicants who only have experience as business employees, not as business owners. When looking for ways to demonstrate leadership on your MBA applications, focus not only on your title but also on your actions. What did you do in your position? How did you lead? And, its not only about you. How did you harness other peoples energy, skills, and talents to achieve your goals? All business schools, regardless of size, ranking, or location, are looking for students who are ready to become the leaders of tomorrow. Getting into business school is an obstacle you can overcome by selecting and showcasing personal development opportunities that match your interests and objectivesshow these schools how you will lead in your MBA program and in your future career.
4 Things to Listen For During Your Student Loan Exit Interview
4 Things to Listen For During Your Student Loan Exit Interview Your final semester of collegeis an exciting time you've finished your classes, said goodbye to your friends, and begun to transition to a new stage in your life. If you borrowed money to pay for school, your student loans are likely one of the last things on your mind right now. But they should be. You may also find thisinterview with a financial aid experthelpful as well.In your student loan exit interview, which is often conducted by the financial aid office at your college, you will have the opportunity to ask essential financial questions. Here are four things to listen for during your student loan exit interview: 1. Basic information about your loans If you are not familiar with the type and amount of loans you have taken out, this is the perfect time to speak with someone about the basics of your student loans. Have you taken out public or private loans? What is the nature of your accrued interest and capitalized interest? It is also very helpful to know about the National Student Loan Data System (NSLDS). In order to access the NSLDS, which is where the U.S. Department of Education houses information for all federal student aid, you will use your Free Application for Federal Student Aid (FAFSA) pin number. Keep in mind, however, that if you have taken out private student loans, this database wont list them. These arethree questions you may want to ask your college about financial aid. 2. Possible loan forgiveness The topic of loan forgiveness is something to listen for during your student loan exit interview. Take the time to inquire about possible public service loan forgiveness. This is a federal program that forgives federal student loans. In order to qualify for this program, you have to be employed full-time in an eligible public service or non-profit job. In addition, you must make 120 eligible on-time payments in less than 10 years. Some nuances that you may not know about are that payments do not need to be consecutive, and that your qualification has to do more with whom you work for, not what you do. If you already have a job lined up, you can also ask your employer about job eligibility for loan forgiveness. 3. Repayment plan options Other information that is important to listen for during your student loan interview includes your repayment plan options. The standard repayment plan is 10 years. With this option, you will be able to get rid of your debt quickly, with the least amount of interest (prepayment is also an option at any time). However, its valuable to know your other options as well for instance, the graduated plan, in which monthly payments start low and increase every few years for between 10 and 30 years, or the extended plans (fixed or graduated), which allow you up to 25 years to repay your loans. Remember that extended repayment plans are only for borrowers who have taken out amounts over $30,000. Depending on your future job, as well as your other financial priorities (including family obligations), youll want to consider all of your options and choose which will suit you best. 4. Financial literacy tips The student loan exit interview is also a great time to learn more about financial literacy. It is popular on some campuses to hold workshops, or even short courses, on this topic. Regardless of whether you have had these opportunities, you can still find out some financial literacy tips during your exit counseling. Ask about budgeting, using debit and credit cards, and how to build good credit. There are some online programs that can help with making and sticking to budgets, for example. After college, you may be making larger purchases or spending money in ways that require good credit like renting an apartment.If you are looking to maximize your financial aidthese 6 tips may help you. When you go into your student loan exit interview which could be one-on-one or in a small group make sure that your contact information is up-to-date with your loan servicers, and that you know how you can contact them should the need arise. This way, youll be able to make sure you receive and return payments in a timely manner. Soon, youll be able to start your post-graduate life on the right foot.
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